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Home Insurance

Home Insurance

Product Details Description
Product Name SICOM HomEasy Insurance
Description SICOM HomEasy Insurance offers a range of options and is specially designed to protect your home, your assets and your family. With SICOM HomEasy Insurance, you will get comprehensive coverage for your home and contents against a wide range of risks.
Features
Schedule of cover * Brief Overview of the cover
Building • Residential building Including fixtures and fittings, surrounding walls, gates and fences and externally-fixed structures such as aerials, solar water heaters, water tanks

• Outbuildings such as garage and shed, and other outdoor property such as swimming pool to be specifically declared if forming part of insured property etc
Content • Furniture
• Household goods and equipment including domestic electrical appliances
• Personal effects
• Other household items
Specific Items (optional) • Covers specified items on ‘All Risks’ basis 
• Excludes mobile phones
• Detailed list of items required
Personal liability/Tenant’s liability (optional) • Personal liability of household members and liability as tenant
• Limit any one occurrence and for the period:  Rs 1 million
Employer’s liability (optional) • Legal liability in respect of domestic staff
• Limit any one occurrence and for the period:  Rs 1 million
Personal Accident (optional) • Benefits to members of household following bodily injury by accident: Death, Permanent Total Disablement(PTD), Permanent Partial Disablement(PPD), Medical Expenses
Sum Insured
Death Rs 250,000 for persons aged 18 and above /Rs 125,000 for persons aged below 18 years
PTD Rs 250,000/Rs 125,000 
PPD % of Rs 250,000/Rs 125,000 as per our scale of disabilities
Medical Expenses Rs 10,000 per claim subject to excess of Rs 250
Benefits 

• Final policy coverage tailored according to your needs
• Cover for accidental damage  to contents
• Third party Liability and Personal liability of household members up to Rs1million, anywhere in Mauritius 
• Benefits to members of household following bodily injury anywhere in Mauritius on 24/7 basis 
• The policyholder [Provided he/she is employed and is aged not more than 60 years] benefits from a free life assurance cover for a sum Assured of Rs100,000 if the HomEasy premium is at least Rs 5,000
• Alternative accommodation and rent  expenses if house cannot be lived in as a result of loss or damage
• Discount on premium if house is equipped with burglar alarm
• All Risks cover on high-value items
• Cover extensions at no additional premium 
• Liability towards domestic staff 

Eligibility All householders, either owners or tenants
Required documents • Completed, signed and dated Proposal Form
• National Identity Card 
• Recent Utility Bill (not more than 3 months old) 
For more details  Call us on 203 8451 or email us at sicomgin@sicom.intnet.mu and we shall guide you through the application process

*Terms & Conditions Apply