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Liability Insurance

Liability Insurance

The various policies under the Liability class of insurance indemnify the Insured against the financial consequences to third parties of accidents or events for which he is legally liable. These policies are as follows:

  • Employer’s Liability
  • Public Liability Insurance
  • Workmen Compensation Insurance


Employers' Liability

Product Details Description
Product Name Employers Liability
Features

This cover indemnifies the Insured Employer for liability at Law for damages and claimants’ costs and expenses in respect of bodily injury or disease sustained by an employee arising out of and in the course of his employment.

The policy may be extended to cover the first two weeks of Temporary Total Disablement which are not covered by the National Pensions Scheme

Eligibility  Any organisation or corporate body
For more details  Call us on 203 8400 or email us at sicomgin@sicom.intnet.mu  and we shall guide you through the application process

 

Public Liability Insurance

Product Details Description
Product Name Public Liability Insurance 
Features

The cover is to protect the Insured against his legal liability for bodily injury to third parties or loss or damage to their property where such damage arises in connection with the business activities of the Insured. 

The policy covers not only direct physical injury or damage, but also consequential losses arising from that injury or damage.

Benefits  Provides indemnity to Insured for their legal liability towards third parties for accidental bodily injury or accidental property damage.  
Eligibility  Any organisation or corporate body
For more details  Call us on 203 8400 or email us at sicomgin@sicom.intnet.mu  and we shall guide you through the application process

 

Workmen Compensation Insurance

Product Details Description
Product Name Workmen Compensation Insurance 
Features

If your organisation or any category of employees falls under the scope of the Workmen’s Compensation Ordinance, the Workmen’s Compensation insurance policy will indemnify you in respect of your liability to pay compensation to employees.

The Workmen’s Compensation Ordinance is applicable to categories of employees not catered for by the National Pensions Act. It applies to ‘workmen’, as defined in the Ordinance and provides for the payment of benefits as per below.

Benefits  
Death Six years’ earnings
Permanent Total Disablement Eight years’ earnings
Temporary Total Disablement 80% of weekly earnings up to a maximum of 104 weeks
Medical Expenses Rs 600
Eligibility  Any organisation or corporate body who has employees defined as ‘workmen’ as per the Workmen’s Compensation Ordinance 
For more details  Call us on 203 8400 or email us at sicomgin@sicom.intnet.mu  and we shall guide you through the application process

*Terms & Conditions Apply